Here at British Car Registrations, we have made it easy to spread the cost of buying your perfect personal number plates. We are delighted to have teamed up with V12 Retail Finance in order to offer our customers greater flexibility when choose how to pay for their new car number plate.
We now offer low-cost, no deposit options, which means that our car registrations are affordable for many of our customers.
WHAT ARE THE REQUIREMENTS FOR FINANCE?
You must be a permanent UK resident and able to supply 3 years address history.
You must be either in employment or retired and receive a gross annual income of at least £10,000.
You must have a good credit history and own a debit or credit card.
You must have a UK bank account capable of accepting Direct Debits.
No discount or price match is applicable in conjunction with our Finance payment option.
HOW DOES V12 FINANCE WORK?
V12 Finance processes online applications straightaway, meaning you can have a decision in minutes. There is also no waiting around for paperwork. Your new personalised car registration number plate can be ordered immediately if approved.
For many people, budget restrictions mean that their choice has been limited to cheaper numbers. Low cost number plates are fantastic value and fun, however the extra choices made available with finance options, brings a whole range of outstanding number plate variations within reach.
Explore that expanded choice using our variety of search tools. The general search that you’ll find on every page is a good way to get ideas. By entering whichever names, words or initials may occur to you, we’ll return a selection of numbers that may suit you. Whatever you’re looking for, you have come to the right place.
We are delighted to have teamed-up with V12 Retail Finance in order to offer our customers greater flexibility when choosing how to pay for their new registration mark.
The table below shows an example:
Choose what’s best for you with finance from 24, 36, 48 or 60 months at a very competitive 15.9% apr (subject to status, of course).
Example illustration:-
Buy a registration costing £1999 + vat (£2398.80) + DVLA transfer of £80 over 36 months.
Total sum borrowed: £2478.80
Deposit: £0.00
Loan amount: £2478.80
Number of monthly payments: 36
Monthly payment: £84.91
Cost of loan: £601.96
Total amount payable: £3056.76
APR 15.9%
Only available to UK residents over 18, subject to terms and conditions
For further information please contact a member of our sales team on 0121 353 3333.
HOW TO APPLY
Once you have selected the private number plate that you wish to purchase, proceed to checkout. Under ‘BUY – Registration Details’, look out for the Finance (V12 Retail Finance) option and select the finance offer your wish to apply from the dropdown selector.
Please remember to select either 24, 36, 48 or 60 months from the dropdown. Please remember, Interest rates on each option are at a very competitive 15.9%.
Once selected, you will see a breakdown of the costs including the APR, instalment amount, repayment term, total interest charged and the deposit amount.
You will then move on to a secure application form – simply complete the form, submit your application and wait for the decision.
-Upon acceptance by the finance company, relevant details of your finance agreement will be displayed on screen which you will need to review and agree, before signing your credit agreement.
Upon receipt of your deposit payment, we will be authorised to proceed with your order.
Please note: we can only ship orders to the address that corresponds to the billing address on the finance agreement.
FREQUENTLY ASKED QUESTIONS:
HOW DO I ASK A QUESTION ABOUT THE CREDIT AGREEMENT?
If you have a question, require further information or if there is anything you do not understand regarding the credit agreement, please call V12 Finance on 029 2046 8900 or seek free, independent advice from organisations such as the Citizen Advice Bureau or the Money Advice Service.
HOW LONG DOES IT TAKE TO APPLY ONLINE?
Our online application form is a fast and easy process. Once complete, your application will then be instantly sent to the finance company and they will get a response to you as soon as possible. Some applications may take longer to process. If for any reason we can’t give you an instant decision, you will be notified on screen as part of the application process and also by e-mail, with a follow up e-mail as soon as a decision is confirmed.
CAN I USE A PROMOTIONAL CODE WHEN USING V12 FINANCE AS A PAYMENT METHOD?
No, promotional codes are not valid on orders placed using V12 finance as a payment method.
CAN I CANCEL MY CREDIT AGREEMENT IF I CHANGE MY MIND?
You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement without giving any reason before the end of 14 days (beginning with the day after the day on which the agreement is made or, if later, the date on which we will tell you that we have signed the agreement). If you wish to withdraw you must give the finance company notice in writing or by telephone or email. The name of your finance company will be clearly shown on your credit agreement (see contact details below). Please note that if you do give notice of withdrawal, you must repay the full amount of the credit without delay and in any event by no later than 30 days after giving notice of withdrawal. If you want to settle the loan after the 14 day cooling off period, you may do so but you will also have to pay interest accrued from the date the agreement was made until the date you repay it. If you wish to pay by debit card please telephone the finance company. If you wish to pay by cheque please send it by first class post to the finance company. Please allow 10 working days from the day you post the cheque to allow time to process the payment.
Telephone: 029 2046 8900
Email: customerservices@v12finance.com.
Address:
V12 Retail Finance Limited
20 Neptune Court
Vanguard Way
Cardiff
CF24 5PJ
WILL THE FINANCE COMPANY PERFORM A CREDIT CHECK?
Yes. A credit check forms part of the automated decision making process.
DO I NEED A BANK ACCOUNT?
Yes. You must have a UK bank account capable of accepting Direct Debits.
DO I NEED TO PAY A DEPOSIT?
No. If your credit application is accepted, you will not be required to pay a deposit online using a credit or debit card. The amount of the deposit is shown in the credit summary and on the credit agreement itself.
HOW DO I REPAY THE LOAN?
Your monthly repayments are collected by Direct Debit.
CAN I PAY MY AGREEMENT OFF EARLY?
Yes. You have the right to repay all or part of the credit early at any time – you should contact V12 Finance for details by phone, e-mail or letter at the following;
Telephone: 029 2046 8900
Email: customerservices@v12finance.com
Address:
V12 Retail Finance Limited
20 Neptune Court
Vanguard Way
Cardiff
CF24 5PJ
HOW MUCH DOES THE LOAN COST?
The total cost of the loan is shown on the finance agreement that you will see before you purchase your item(s).
ARE THERE ANY OTHER CHARGES?
If you fail to pay any amount you owe under the Credit Agreement by the date it is due, V12 Finance may charge you interest on that amount, they may also levy additional fees – details of these can be found in the credit agreement.
HOW LONG BEFORE I HAVE TO START TO REPAY THE LOAN?
V12 Finance will write to you to confirm the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.
WHAT APR WILL I BE CHARGED?
The APR is shown clearly on the credit summary. It is also shown clearly on the credit agreement itself.
Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. A minimum deposit of 10% is required at the initial payment stage. A credit check will be performed by the finance company as part of the automated transaction process.
